In today's labor market, a paycheck isn't enough. Group life, disability, dental, and vision benefits are how Connecticut small businesses compete with the big employers for talent — often for less than you'd expect.
Also looking at health coverage? See our Small Group Health page → — the two work best together.
📅 Book Time with the Agency →Mix and match. Some pieces are employer-paid, some are voluntary (employee-paid at group rates), and Ken builds the package around your headcount and budget.
A base layer of life coverage for every employee — typically 1–2× salary. One of the most affordable benefits you can offer, and one of the most appreciated. Employees can often buy supplemental coverage on top.
Replaces a portion of an employee's income during a temporary disability — injury, illness, or recovery from childbirth. Pairs with (and coordinates alongside) the CT Paid Leave program.
Income protection when a disability lasts months or years. The benefit employees hope they never need — and the one that saves households when they do.
Preventive-focused dental plans employees actually use. Available employer-paid or voluntary, with plan designs from basic cleanings-and-fillings to full orthodontia.
Exams, frames, lenses, and contacts at group rates. Inexpensive to add, and consistently one of the most-used benefits in any package.
Accident, critical illness, and hospital indemnity coverage employees can elect and pay for themselves at group rates — a richer benefits menu at little or no cost to you.
Replacing a good employee costs months of productivity and thousands in hiring costs. A well-built benefits package changes the math on staying. Ken's corporate background — two decades in benefits-heavy environments at CVS Health and Aetna — means he's seen what works at scale and right-sizes it for Connecticut small businesses.
A 30-minute consult maps your headcount and budget to a real package with real numbers.