Ellington is just north of Vernon — a short drive from our Manchester office. Ken O'Hara Agency is an independent agency and Farmers authorized agent comparing 20+ carriers for Ellington auto, home, life and business insurance. Call (877) 275-0214 or get a quote online.
Local, not a call center. Our office is at 48 Purnell Place, Suite 10 in Manchester — stop by or book a call.
📅 Book Time with the Agency →Ellington still has working farms alongside newer neighborhoods, and homes around Crystal Lake in the northeast corner of town. Between farm parcels, lake property and rural roads, Ellington households often need more than a standard package.
Barns, equipment, livestock and farm liability are excluded or very limited on standard homeowners policies. A farm or hobby-farm policy is written for the way you actually use your land.
Lakefront and seasonal homes may need flood review and coverage written for how often the home is occupied.
Rural systems need the right endorsements so a failed pump or backup isn't paid out of pocket.
Two-lane roads and deer mean more comprehensive claims. We make sure comprehensive and collision deductibles fit your budget.
Real protection well above Connecticut's 25/50/25 minimum, compared across 20+ carriers.
Replacement cost set correctly for your Ellington home — plus flood when it matters.
$1M+ in extra liability protection layered over home and auto.
Term, whole and universal life — sized with the DIME method, not a guess.
BOP, liability, workers' comp and commercial auto for Ellington businesses.
A free annual coverage check-up — any carrier welcome.
Free quote in 2 minutes — same-day response from a local agency.