Glastonbury, CT Insurance AgencyGlastonbury Insurance,
Handled Next Door.

Glastonbury is Manchester's neighbor to the south — our office is a short drive up Route 2 or Hebron Avenue. Ken O'Hara Agency is an independent agency and Farmers authorized agent comparing 20+ carriers for Glastonbury auto, home, life and business insurance. Call (877) 275-0214 or get a quote online.

Local, not a call center. Our office is at 48 Purnell Place, Suite 10 in Manchester — stop by or book a call.

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Insuring Glastonbury

What's different about insurance in Glastonbury.

Glastonbury runs from the Connecticut River meadows up into the hills along Route 2 and Route 17 — riverfront neighborhoods, orchards and farms, established colonials, and newer construction off Hebron Avenue. That range is exactly why one carrier's price rarely fits every Glastonbury home, and why we shop 20+ carriers instead of one.

River-adjacent homes and flood

Properties near the Connecticut River and its meadows can sit in or near mapped flood zones. Standard homeowners policies exclude flood entirely, so we check your flood zone and quote NFIP or private flood alongside the home policy — not after the fact.

Higher-value homes need the right limits

Many Glastonbury homes are worth more than a standard policy assumes. We confirm replacement cost at today's building prices, look at extended replacement cost, and check whether scheduled coverage for jewelry, art or collections makes sense.

Umbrella coverage for real assets

Homeowners with equity, savings and teen drivers are exactly who an umbrella policy protects. $1M in extra liability usually costs far less than people expect when it's bundled with home and auto.

Route 2 and Main Street commutes

Daily commutes into Hartford on Route 2 and the Putnam Bridge mean real exposure. We build auto policies with limits that protect what you own, well above Connecticut's 25/50/25 minimum.

Coverage in Glastonbury, CT

What Do You Need to Protect?

Glastonbury Questions

Insurance in Glastonbury, CT — FAQs

Do Glastonbury homes near the Connecticut River need flood insurance?
Flood damage is excluded from every standard homeowners policy. If your home is in or near a mapped flood zone along the river or its tributaries, a separate flood policy is the only protection — and a lender will require it in a designated high-risk zone. We check your address and quote flood with your home policy.
Is there a local insurance agent near Glastonbury, CT?
Yes. Ken O'Hara Agency is based at 48 Purnell Place in Manchester, directly north of Glastonbury, and serves all of Glastonbury as an independent agency and Farmers authorized agent. Call (877) 275-0214.
How much umbrella coverage should a Glastonbury homeowner carry?
A common starting point is enough umbrella coverage to protect your net worth — often $1M to $2M for homeowners with significant home equity and savings. We size it to your assets, not a round number.
Can you insure older Glastonbury homes and farmhouses?
Yes. Older homes need accurate replacement-cost estimates and sometimes carriers that are comfortable with older wiring, plumbing or outbuildings. Comparing 20+ carriers is how we find the one that fits the house.

Glastonbury deserves an agent who picks up the phone.

Free quote in 2 minutes — same-day response from a local agency.

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