Most clients save 10–25% when they switch to KOA. As an independent agency, we shop 20+ top carriers so you never overpay — and never settle for the wrong coverage.
Select a coverage type to get started — takes under 2 minutes.
Start My Free Quote No commitment · Auto-confirmed · Same-day response Or book time with the agency directly →Don't want to wait? Book a 15-minute call directly on the agency calendar.
📅 Book Time with the Agency →Unlike captive agents who can only offer one brand, we're independent. That means we compare dozens of carriers and find the policy that actually fits your life.
Access to 20+ top-rated carriers means we find competitive rates you can't get on your own or from a single-brand agent.
We review your actual situation — assets, risks, lifestyle — and build coverage that fits. No cookie-cutter policies.
Reach a licensed agent directly. When you have a claim or question, you get Ken or his team — not a call center.
Combining home and auto policies typically saves clients hundreds per year. We'll always show you what bundling could save.
Switching to KOA doesn't mean cutting corners. It means we found a better deal. Here's what we routinely do for new clients:
Many clients are unknowingly underinsured. We catch it before a claim does.
Apples-to-apples comparison so savings are real, not from cutting coverage.
We manage cancellations, new policy binding, and overlap so you never have a gap.
From first apartment to growing family to growing business — we've got coverage that grows with you.
We're based in Manchester and licensed statewide — which means wherever you live in Connecticut, you get the same local, personal service. We provide auto, home, life, and business insurance across all 8 Connecticut counties.
Manchester, Glastonbury, West Hartford, South Windsor, Newington, Farmington, Simsbury, Enfield, and 21 more communities.
Hartford County hub →Vernon, Coventry, Ellington, Mansfield, Stafford, Tolland, and more — just minutes from our office.
Tolland County hub →New Haven, Hamden, Milford, Wallingford, Cheshire, Branford, Guilford, and 20 more.
New Haven County hub →Middletown, Old Saybrook, Essex, East Hampton, Clinton, and 10 more.
Middlesex County hub →Danbury, Bridgeport, Norwalk, Stamford, Greenwich, Westport, and 17 more.
Fairfield County hub →Groton, Norwich, Colchester, East Lyme, Stonington, and 16 more.
New London County hub →Torrington, Litchfield, Watertown, Kent, Woodbury, and 21 more.
Litchfield County hub →Putnam, Killingly, Woodstock, Brooklyn, and the rest of the Quiet Corner.
Windham County hub →Every review below is verified on Google. Real clients, real savings, real service.
Ken is an outstanding insurance professional who saved us thousands on home, auto, and umbrella. He helped me cancel my old insurance and communicate with my mortgage company, and proactively reached out at renewal. Highly recommended.
Switching to Ken O'Hara Agency was an easy decision. Ken increased coverage on both our home and auto policies and saved us money at the same time. Give them a call.
Not only did Ken find me the best coverage while saving me money, he is extremely knowledgeable, patient, and professional. Highly recommend for any insurance need.
From the start they showed professionalism and genuine care. Ken dedicated time to understand my specific needs and delivered better coverage at a lower price.
A free quote takes 2 minutes. A licensed agent reviews everything and gets back to you fast.