New London County, Connecticut

Eastern Connecticut
Has Its Own Character.

Ken O'Hara Agency provides insurance throughout New London County — the submarine base community in Groton, the shoreline beauty of Old Lyme and Stonington, the growing residential market in Colchester, and the regional city of Norwich. Each has different needs, and we serve them all. Call (877) 275-0214.

Military family or shoreline homeowner? Both have coverage nuances worth 15 minutes.

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Defense, Shoreline, and Commuters

A county with three distinct insurance conversations.

Residents near the coast or the Thames River should ask about flood coverage. Groton's defense and manufacturing economy — Electric Boat, the submarine base — creates strong demand for business and life insurance, plus coverage that flexes around relocation and deployment. Colchester is increasingly popular with Hartford commuters looking for more space.

  • Flood coverage — Old Lyme, East Lyme, Stonington, and Thames River properties
  • Military-aware service — coverage structured around moves and deployments
  • Life insurance — including supplementing SGLI with a policy you own
  • Commuter auto — Colchester and Salem residents driving to Hartford
  • Business insurance — Norwich's commercial core and Groton's contractors
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New London County Snapshot
Towns we serve All 21
Typical homeowners premium $1,200–$2,600/yr
Shoreline flood zones Common
Military families welcome Always

Premiums vary by home, driver, and coverage — call for an accurate quote.

Every Community, Covered

All 21 New London County Towns

BozrahColchesterEast Lyme FranklinGriswoldGroton LebanonLedyardLisbon LymeMontvilleNew London North StoningtonNorwichOld Lyme PrestonSalemSprague StoningtonVoluntownWaterford
Coverage in New London County

Start With What You Need

New London County Questions

FAQs

Who is an insurance agent serving Groton or New London CT?
Ken O'Hara Agency serves all 21 New London County towns with auto, home, business, and life insurance. We're an independent brokerage comparing 20+ carriers and a Farmers authorized agent — call (877) 275-0214.
Do I need flood insurance in Old Lyme or East Lyme?
Many homes in Old Lyme, East Lyme, and along the Thames River sit in FEMA flood zones. Flood coverage is separate from homeowners insurance and must be purchased on its own — standard policies exclude flood damage entirely.
Do you work with Electric Boat and military families in Groton?
Yes. The submarine-base community has specific needs — frequent relocation, deployment periods, and life insurance planning. We can structure auto and home coverage around military moves, and review whether supplementing SGLI with a private policy you own makes sense for your family.
How much is homeowners insurance in New London County?
Most homeowners pay roughly $1,200–$2,600/year, with shoreline properties in Stonington and Old Lyme running higher due to coastal exposure. Your rate depends on your specific home — call for an accurate quote.

Eastern Connecticut deserves an agent who picks up the phone.

Same-day quotes for every New London County community, 20+ carriers compared.

Get My Free Quote → 📞 (877) 275-0214
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