Ken O'Hara Agency serves homeowners, boat owners, and businesses throughout Middlesex County, Connecticut. From the Connecticut River towns of East Hampton, Portland, and Cromwell to the shoreline communities of Old Saybrook, Westbrook, and Clinton — we know this county's risks. Call (877) 275-0214.
On the water? Boat, flood, and high-value home coverage are all worth a conversation here.
📅 Book Time with the Agency →Coastal and Connecticut River properties often require flood coverage that standard homeowners policies exclude entirely. Essex has some of the state's highest home values. Middletown anchors the county's commercial core with Wesleyan University and the hospital system. Each needs a different approach.
Premiums vary by property and coverage — call for an accurate quote.
Old Saybrook, Westbrook, Clinton and CT River properties — flood is separate from homeowners.
Liability, hull, and trailer coverage for boats on the river and the Sound.
Essex and shoreline properties needing coverage beyond standard policy limits.
Real protection beyond CT's 25/50/25 minimum, compared across 20+ carriers.
Middletown's commercial core and seasonal shoreline businesses.
The Farmers Friendly Review — free annual coverage check-up, any carrier welcome.
Same-day quotes for every Middlesex County community, 20+ carriers compared.