East Hartford, CT Insurance AgencyEast Hartford Insurance
With a Local Agent.

East Hartford borders Manchester to the west โ€” our office is just a few minutes down I-84 or Route 44. Ken O'Hara Agency is an independent agency and Farmers authorized agent comparing 20+ carriers for East Hartford auto, home, life and business insurance. Call (877) 275-0214 or get a quote online.

Local, not a call center. Our office is at 48 Purnell Place, Suite 10 in Manchester โ€” stop by or book a call.

๐Ÿ“… Book Time with the Agency โ†’
Insuring East Hartford

What's different about insurance in East Hartford.

East Hartford sits between the Connecticut River and Manchester, home to Pratt & Whitney, Rentschler Field and some of the busiest stretches of I-84 in the state. The housing stock is mixed โ€” cape and ranch neighborhoods, two- and three-family homes, and apartments โ€” and each of those needs a different kind of policy.

Two- and three-family homes

If you live in one unit and rent the others, you need coverage written for an owner-occupied multi-family, including liability for tenants and loss of rental income. A standard homeowners form often isn't the right fit.

Renters insurance that actually protects you

Your landlord's policy covers the building, not your belongings or your liability. Renters insurance is usually one of the least expensive policies you'll buy, and it bundles with auto.

I-84 and Route 2 commuting

Heavy interchange traffic means more claims. We quote real liability limits and uninsured/underinsured motorist coverage well above Connecticut's 25/50 minimum.

Levee-protected neighborhoods and flood

Parts of East Hartford near the river are protected by the flood-control dike system, but protection is not the same as zero risk, and flood is excluded from homeowners policies. We check your address and explain your flood options.

Coverage in East Hartford, CT

What Do You Need to Protect?

East Hartford Questions

Insurance in East Hartford, CT โ€” FAQs

Is there an insurance agent near East Hartford, CT?
Yes. Ken O'Hara Agency is at 48 Purnell Place in Manchester, next door to East Hartford. We're an independent agency and Farmers authorized agent serving all of East Hartford. Call (877) 275-0214.
What insurance do I need for an owner-occupied two-family in East Hartford?
A policy written for owner-occupied multi-family dwellings, covering the building, your belongings, liability for the rental units and loss of rental income. Tenants should carry their own renters insurance.
Is renters insurance required in East Hartford?
State law doesn't require it, but many landlords do in the lease. Either way, it's the only thing that covers your belongings and your personal liability as a tenant.
Do I need flood insurance if I'm behind the East Hartford dike?
The dike lowers risk but doesn't eliminate it, and standard homeowners policies never cover flood. Flood insurance in lower-risk zones is often inexpensive, which makes it worth pricing.

East Hartford deserves an agent who picks up the phone.

Free quote in 2 minutes โ€” same-day response from a local agency.

Get My Free Quote โ†’ ๐Ÿ“ž (877) 275-0214
Nearby: Glastonbury โ†’  ยท  South Windsor โ†’  ยท  West Hartford โ†’
Manchester, CT (home base) โ†’  ยท  Hartford County Hub โ†’  ยท  Meet Ken O'Hara โ†’